Many industries are fraught with danger, but those working in the construction business must take extra precautions to avoid accidents and injuries. The construction industry is also a high-risk sector for liability claims. To protect yourself from negligence lawsuits and potential financial ruin as a result of another person’s injury or property damage caused by your negligence, you need proper liability insurance. Fortunately, there are insurance policies designed specifically for these risks. Aerial erectors operate heavy machinery that can cause significant harm if not handled with care. An aerial erector needs contractors liability insurance to protect against personal injury or property damage resulting from operating an aerial lift or crane without the right training or certification.
One of the top reasons for liability insurance is to protect you during the construction phase of your projects. If a member of the public is injured or their property is damaged during the course of your work, your liability insurance can help you pay for the medical bills and repair costs. This can help to avoid a lengthy and costly legal battle that could potentially put you out of business. For example, if a member of the public is injured due to unsafe work conditions or defective construction equipment during a project, your liability insurance will pay to cover medical bills, pain and suffering compensation, and other damages up to your policy limit.
It is crucial to have the right level of liability insurance while working in the field as an aerial erector. When you are operating heavy construction equipment such as cranes, aerial lifts, and scissor lifts, you are at risk of causing significant harm to yourself, co-workers, and members of the public in the surrounding area if proper safety precautions aren’t followed. If you are operating this equipment without the right training or certification, or you don’t follow regulator or manufacturer guidelines, you could potentially cause harm. For example, if you fail to secure loads that are being lifted with an aerial lift, they could fall and injure nearby co-workers or members of the public.
Contractors’ liability insurance - Covers you for compensation paid to members of the public who suffer bodily injury or property damage resulting from your work. Employers’ liability insurance - Covers your business for any legal costs, compensation payments, and settlements related to work-related accidents. Public authorities liability insurance - Protects you against claims if you’re working for a government agency on a project and someone suffers bodily injury or property damage. Directors’ and officers’ liability insurance - Provides coverage for you and other senior company officials in the event of legal action resulting from the company’s actions or business decisions.
When operating cranes or other heavy equipment, it is crucial to have the right certification. If you are certified, your insurance company will have a lower risk of paying out on a claim than if you aren’t certified. In many cases, aerial erectors must hold specific certifications to be covered by liability insurance. For example, if you use a scissor lift, you must have the right certification and insurance. If a member of the public is injured as a result of your lack of safety precautions, or if you damage their property, your insurance can help cover the costs.
Aerial erection is a dangerous profession that requires a great deal of specialized training and experience. It also requires liability insurance to protect yourself and your company from lawsuits resulting from accidents or injuries caused by your negligence. It is important to choose the right type of insurance and to understand what it covers and what it doesn’t. To learn more about the different types of liability insurance available to aerial erectors and how to obtain coverage, speak with an insurance broker and review your coverage needs to determine if you are adequately protected.
Many industries are fraught with danger, but those working in the construction business must take extra precautions to avoid accidents and injuries. The construction industry is also a high-risk sector for liability claims. To protect yourself from negligence lawsuits and potential financial ruin as a result of another person’s injury or property damage caused by your negligence, you need proper liability insurance. Fortunately, there are insurance policies designed specifically for these risks. Aerial erectors operate heavy machinery that can cause significant harm if not handled with care. An aerial erector needs contractors liability insurance to protect against personal injury or property damage resulting from operating an aerial lift or crane without the right training or certification.
One of the top reasons for liability insurance is to protect you during the construction phase of your projects. If a member of the public is injured or their property is damaged during the course of your work, your liability insurance can help you pay for the medical bills and repair costs. This can help to avoid a lengthy and costly legal battle that could potentially put you out of business. For example, if a member of the public is injured due to unsafe work conditions or defective construction equipment during a project, your liability insurance will pay to cover medical bills, pain and suffering compensation, and other damages up to your policy limit.
It is crucial to have the right level of liability insurance while working in the field as an aerial erector. When you are operating heavy construction equipment such as cranes, aerial lifts, and scissor lifts, you are at risk of causing significant harm to yourself, co-workers, and members of the public in the surrounding area if proper safety precautions aren’t followed. If you are operating this equipment without the right training or certification, or you don’t follow regulator or manufacturer guidelines, you could potentially cause harm. For example, if you fail to secure loads that are being lifted with an aerial lift, they could fall and injure nearby co-workers or members of the public.
Contractors’ liability insurance - Covers you for compensation paid to members of the public who suffer bodily injury or property damage resulting from your work. Employers’ liability insurance - Covers your business for any legal costs, compensation payments, and settlements related to work-related accidents. Public authorities liability insurance - Protects you against claims if you’re working for a government agency on a project and someone suffers bodily injury or property damage. Directors’ and officers’ liability insurance - Provides coverage for you and other senior company officials in the event of legal action resulting from the company’s actions or business decisions.
When operating cranes or other heavy equipment, it is crucial to have the right certification. If you are certified, your insurance company will have a lower risk of paying out on a claim than if you aren’t certified. In many cases, aerial erectors must hold specific certifications to be covered by liability insurance. For example, if you use a scissor lift, you must have the right certification and insurance. If a member of the public is injured as a result of your lack of safety precautions, or if you damage their property, your insurance can help cover the costs.
Aerial erection is a dangerous profession that requires a great deal of specialized training and experience. It also requires liability insurance to protect yourself and your company from lawsuits resulting from accidents or injuries caused by your negligence. It is important to choose the right type of insurance and to understand what it covers and what it doesn’t. To learn more about the different types of liability insurance available to aerial erectors and how to obtain coverage, speak with an insurance broker and review your coverage needs to determine if you are adequately protected.