Insured amusement arcade

Amusement Arcade Insurance

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The many reasons why amusenent arcades need insurance.

There are more than 10,000 amusement arcades spread across the United Kingdom. These attractions offer a wide range of games and rides for customers of all ages. Their popularity just keeps growing with time as well. The number of people who visit each year has also increased at a tremendous rate over the past few years.

Many of these arcades in the UK are privately owned, while others are run by businesses that offer similar services to the public. Either way, most of them require some form of property or business insurance to protect their assets and liability risks.

If you operate an arcade without sufficient coverage, you may end up suffering financial losses in the long term. What are the main reasons why your arcade needs business insurance? Let’s take a look...

High Risk Activities

Many of the popular games and rides at UK amusement arcades are extremely risky. They involve a number of activities that are potentially dangerous. Among these are certain types of roller coasters, coin-operated games, and thrill rides. Some of the other potentially hazardous activities in UK arcades include:

It is crucial to have the right insurance for roller coasters. If you choose an incorrect policy or forget to renew your insurance coverage, you may experience financial loss and high liabilities.

An Accident
Accidents Happen!

Possibility of Theft or Damage

Not all games and rides in your arcade are safe. Some of them can cause significant damage to both the building and the property. If someone tries to steal one of these games or rides, it can cause serious damage to your business. It may also result in significant loss for you. Therefore, you should choose games and rides that are safe for public use. You should also make sure that the machines are locked when they are not being used by customers.

Employee Injuries and Illness

One of the most important reasons why your arcade needs business insurance is to protect your employees. If one of them gets injured while working in your arcade, you could have to pay for their medical bills out of pocket, which can be expensive. Similarly, if one of your employees gets sick, he/she will be unable to get medical help.

Since you are responsible for their safety, this can be a serious liability risk for you. Employee liability insurance can help protect you from these risks - it is, in any case, a legal requirement.

Other Common Reasons

Other common reasons why you should get business insurance for your arcade include: The possibility of a natural event like a fire, explosion, storm, or flood. The risk of a stolen or damaged machine. The risk of vandalism to the building and property.

Finding an Insurance Company for Your Arcade Business

UK amusement arcades are a growing industry. However, there are very few insurance providers that offer coverage to these businesses.

Before you start searching for an insurance company for your arcade, you need to have a clear understanding of the industry and your specific needs. You will also need to determine which type of business insurance coverage you need. There are various factors that will determine which business insurance provider you choose. Some of them include: Your location - where is your arcade located? The type of business you operate - is it an amusement arcade or a bar?


UK amusement arcades are booming businesses that are experiencing rapid growth. Not only are they a fun and exciting way to spend time with friends and family, they are also a fun and lucrative way to make money.

However, they come with many risks that need to be addressed by business owners with adequate insurance coverage. Business insurance is crucial for all types of businesses, including amusement arcades, to protect their assets and people from potential liabilities.

It can help guard against unforeseen events such as natural disasters, theft, accidents and vandalism.

The decision to get which business insurance is a personal one. You must decide whether you believe your arcade is at a high risk for certain types of damage or theft. Once you have made your decision, it is time to start researching potential insurance providers.

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This site is run by Marion Travers who is a blogger and not an insurance expert. It is meant for entertaimnent only so it may contain errors, misinformation and downright rubbish.

If you want to know about insurance, please contact a professional, not me.