insurance for pedestrian injuries

What Happens If I Am Driving and Hit a Pedestrian?

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Being involved in an accident with a pedestrian is a distressing experience. It's important to understand both the immediate and potential legal implications that may arise in such a situation within the UK.

Immediate Actions Following the Incident

Stop the Vehicle: Always stop immediately after the accident. Leaving the scene could result in a charge of 'hit and run' or 'failing to stop'.

Ensure Safety: Before assessing the situation, turn off the engine, and put on your hazard lights to alert other road users.

Check on the Pedestrian: Approach the injured party cautiously, avoiding any sudden moves. If trained, provide first aid, but do not move them unless they are in immediate danger.

Call Emergency Services: Dial 999 and request medical assistance. Even if injuries appear minor, it's best to have professionals evaluate the situation.

Legal Responsibilities and Reporting

Inform the Police: Regardless of the severity, always report the incident to the police. They will document the scene, take statements, and issue an incident number.

Exchange Information: Share your name, address, and vehicle registration with the pedestrian or any witnesses. Obtain their details as well.

Report to Insurers: Inform your insurance provider about the incident. Failing to do so might invalidate your policy, even if you don't wish to make a claim.

Potential Legal Implications

Following an accident with a pedestrian, several legal outcomes may arise:

Investigation: The police may investigate the circumstances of the accident. They'll consider factors like speed, road conditions, and pedestrian behaviour.

Charges: Depending on the investigation's outcome, a driver could face charges ranging from careless driving to causing serious injury by dangerous driving.

Compensation Claims: The pedestrian may seek compensation for injuries sustained. Your insurance provider typically handles this, but it could impact future premiums.

Emotional Aftermath and Support

Accidents can have significant emotional impacts on all parties involved:

Acknowledge Feelings: It's natural to experience a range of emotions, from guilt to anxiety. Recognising these feelings is the first step to processing them.

Consider Counselling: If emotions become overwhelming, it might be beneficial to speak with a professional who can offer coping mechanisms and support.


Hitting a pedestrian whilst driving is a traumatic event, and it's essential to be informed about the actions to take immediately and potential legal implications. Acting responsibly and ensuring the well-being of all involved can help navigate the situation more effectively.

Note: This article offers general advice and may not cover specific situations. Always consult with a professional or your policy documentation for detailed guidance.

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